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norfolk Homebuyer grants: Who Qualifies and How to Apply

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If you're considering buying your first home in Norfolk, Virginia, you might qualify for tens of thousands of dollars in down payment and closing cost assistance. That’s right—Norfolk has two powerful programs designed to help first-time homebuyers break into the market with financial support that can make all the difference.

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Why These Programs Matter

With rising home prices and tightening lending requirements, assistance like this can mean the difference between renting and owning. These programs reduce your upfront costs and can lower your monthly payment and help you start building equity faster.

Ready to See If You Qualify?

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1

$60,000* The HOME Investment Partnership Program

  • Up to $60,000 available for down payment and closing costs

  • Must be a first-time homebuyer

  • Your household income must be at or below 80% of the Area Median Income (AMI)

  • The home must be located within Norfolk city limits

2

$40,000* THE Homeward Norfolk Program

  • Up to $40,000 in down payment and closing cost help

  • Available to first-time buyers with household income between 80% and 120% of AMI

  • Must purchase in one of the following Norfolk neighborhoods:

    • Ingleside

    • Monticello Village

    • Oakdale Farms

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